You can find these fees and rates on the below table. We’ll charge you a variable rate if you go over your free allowance, regardless of how many withdrawals you made that month. This is the amount you can take out without paying a variable rate. You also get a free withdrawal allowance each calendar month. From the third withdrawal, we’ll charge you the fixed fee applicable in your region, regardless of how much money you've withdrawn that month. You get 2 free withdrawals per calendar month. If you set up your Wise account before 2 March 2023, we'll do this update for you on. If you change your registered address after moving to another country and order a new card, we’ll automatically update the cash withdrawal fees for all your cards - to reflect the fees that apply to your new country of residence. We have no way of predicting those charges, but they’re usually visible on the ATM before you agree to the withdrawal. Some ATMs may charge additional fees over these. Keep in mind that these are fees Wise charges on your card. If you have multiple cards on your account, the fees apply per account. If you withdraw cash in a currency you're not currently holding, we'll charge a conversion fee to convert it for you. If you’re using a different currency, the sum will be equivalent to the currency your card was issued in. The fees you pay depend on where your card was issued - it’s usually the registered address on your Wise account. You can use your Wise card like any other bank card to withdraw money at ATMs around the world.
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